FAST CREDIT REPAIR

We can help you remove errors from your credit report, establish good credit, and rebuild your good name. Just tell us a little bit about yourself to get started.

Name:
Email:
Reason:
 
We take your privacy seriously.

If you’ve ever tried repairing your own credit, then you’ve probably gotten a “frivolous” letter from one of the big 3. You know the one… “We already investigated this item and we won’t investigate again unless you provide more proof.” Now you may have heard some “experts” tell you to send proof to the bureaus, [...]

{ 0 comments }

Crystal asked: I am trying to get approved for a credit card. My credit to debt ratio is %11(credit) to %89(debt)and my credit score is 700. I have one credit card and I am the cosigner to my car. My total debt is 19,000 paying $401.00 a month. All payments paid on time. I get [...]

{ 0 comments }

Is a Collection Worse Than a Charge off?

March 17, 2011

Joseph V asked: I have a debt that is being charged off. They are offering a settlement, but if I pay it in full or settle, it still will show as charged off. How much much will each option effect my credit rating? Will it be the same either way since it is charged off? [...]

Read the full article →

Disputing With Creditors And Collection Agencies

November 1, 2010

Alon asked: Can you do something if the creditor responds that the account was sold, but they still reporting negative information? A: Let’s say you have a credit card account with American Express and you go 90 days without making a payment. At this point AMEX is likely to charge off your account and send [...]

Read the full article →

Can Removing A Negative Remark Decrease Your Credit Score?

October 25, 2010

If you’ve ever wondered whether or not removing a negative item, like a late payment or charge off, can decrease your credit score… the short answer is YES. While your payment history makes up 35% of your score, your debt ratio and mix of credit make up 30% and 10% respectively. Often times, when you [...]

Read the full article →