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If you’ve ever tried repairing your own credit, then you’ve probably gotten a “frivolous” letter from one of the big 3. You know the one… “We already investigated this item and we won’t investigate again unless you provide more proof.” Now you may have heard some “experts” tell you to send proof to the bureaus, [...]
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Crystal asked: I am trying to get approved for a credit card. My credit to debt ratio is %11(credit) to %89(debt)and my credit score is 700. I have one credit card and I am the cosigner to my car. My total debt is 19,000 paying $401.00 a month. All payments paid on time. I get [...]
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