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	<title>Score More Credit</title>
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		<title>How NOT to Respond to a Credit Bureau &#8220;Frivilous&#8221; Letter</title>
		<link>http://www.scoremorecredit.com/2011/05/how-not-to-respond-to-a-credit-bureau-frivilous-letter.html</link>
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		<pubDate>Mon, 09 May 2011 16:52:01 +0000</pubDate>
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				<category><![CDATA[Credit repair]]></category>
		<category><![CDATA[dispute]]></category>

		<guid isPermaLink="false">http://www.scoremorecredit.com/?p=971</guid>
		<description><![CDATA[If you&#8217;ve ever tried repairing your own credit, then you&#8217;ve probably gotten a &#8220;frivolous&#8221; letter from one of the big 3. You know the one&#8230; &#8220;We already investigated this item and we won&#8217;t investigate again unless you provide more proof.&#8221; Now you may have heard some &#8220;experts&#8221; tell you to send proof to the bureaus, [...]]]></description>
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		<title>Guaranteed Credit Card Approval</title>
		<link>http://www.scoremorecredit.com/2011/04/guaranteed-credit-card-approval.html</link>
		<comments>http://www.scoremorecredit.com/2011/04/guaranteed-credit-card-approval.html#comments</comments>
		<pubDate>Wed, 13 Apr 2011 16:46:00 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit building]]></category>
		<category><![CDATA[Credit Cards]]></category>

		<guid isPermaLink="false">http://www.scoremorecredit.com/?p=878</guid>
		<description><![CDATA[Crystal asked: I am trying to get approved for a credit card. My credit to debt ratio is %11(credit) to %89(debt)and my credit score is 700. I have one credit card and I am the cosigner to my car. My total debt is 19,000 paying $401.00 a month. All payments paid on time. I get [...]]]></description>
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		<title>How Does A Joint Account Affect My Credit Score?</title>
		<link>http://www.scoremorecredit.com/2011/03/how-does-a-joint-account-affect-my-credit-score.html</link>
		<comments>http://www.scoremorecredit.com/2011/03/how-does-a-joint-account-affect-my-credit-score.html#comments</comments>
		<pubDate>Thu, 17 Mar 2011 20:29:03 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Authorized Users]]></category>
		<category><![CDATA[Credit building]]></category>
		<category><![CDATA[Credit repair]]></category>
		<category><![CDATA[joint account]]></category>

		<guid isPermaLink="false">http://www.scoremorecredit.com/?p=838</guid>
		<description><![CDATA[Victor asked: I am looking to raise my credit score. I currently have a 598 score. My wife has a good score. I am looking to try and piggyback on one of her credit cards to increase my score so we can get a better mortgage rate. The bank said that this would not raise [...]]]></description>
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		<title>Is a Collection Worse Than a Charge off?</title>
		<link>http://www.scoremorecredit.com/2011/03/is-a-collection-worse-than-a-charge-off.html</link>
		<comments>http://www.scoremorecredit.com/2011/03/is-a-collection-worse-than-a-charge-off.html#comments</comments>
		<pubDate>Thu, 17 Mar 2011 20:19:38 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[charge off]]></category>
		<category><![CDATA[collections]]></category>
		<category><![CDATA[Credit repair]]></category>
		<category><![CDATA[Debt Settlement]]></category>

		<guid isPermaLink="false">http://www.scoremorecredit.com/?p=836</guid>
		<description><![CDATA[Joseph V asked: I have a debt that is being charged off. They are offering a settlement, but if I pay it in full or settle, it still will show as charged off. How much much will each option effect my credit rating? Will it be the same either way since it is charged off? [...]]]></description>
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		<title>Disputing With Creditors And Collection Agencies</title>
		<link>http://www.scoremorecredit.com/2010/11/disputing-with-creditors-and-collection-agencies.html</link>
		<comments>http://www.scoremorecredit.com/2010/11/disputing-with-creditors-and-collection-agencies.html#comments</comments>
		<pubDate>Mon, 01 Nov 2010 18:11:11 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[collections]]></category>
		<category><![CDATA[Credit repair]]></category>
		<category><![CDATA[Debt Settlement]]></category>
		<category><![CDATA[dispute]]></category>
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		<category><![CDATA[settling collections]]></category>

		<guid isPermaLink="false">http://www.scoremorecredit.com/?p=688</guid>
		<description><![CDATA[Alon asked: Can you do something if the creditor responds that the account was sold, but they still reporting negative information? A: Let&#8217;s say you have a credit card account with American Express and you go 90 days without making a payment. At this point AMEX is likely to charge off your account and send [...]]]></description>
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