<?xml version="1.0" encoding="UTF-8"?><rss version="0.92">
<channel>
	<title>Score More Credit</title>
	<link>http://www.scoremorecredit.com</link>
	<description></description>
	<lastBuildDate>Thu, 15 Jul 2010 12:53:46 +0000</lastBuildDate>
	<docs>http://backend.userland.com/rss092</docs>
	<language>en</language>
	<!-- generator="WordPress/3.0.1" -->

	<item>
		<title>A Not So Unique Situation</title>
		<description><![CDATA[I just received this email&#8230; Hello Mr. Diaz and team, (it&#39;s Diez, but close enough) I realize that &#34;everyone&#34; has a special story but after going over your website I thought an email might be the best avenue of communication as I need your input and this will allow you to have my history in [...]]]></description>
		<link>http://www.scoremorecredit.com/2010/07/a-not-so-unique-situation.html</link>
			</item>
	<item>
		<title>How To Remove A 30 Date Late Payment</title>
		<description><![CDATA[Bob asked&#8230; How long does a 30 day late stay on your credit? I made 2 payments after 30 days, but brought them current. Do they ever report them as paid? A: Your credit card or loan payment is actually due at the end of the billing cycle. Your lenders typically give you another 30 [...]]]></description>
		<link>http://www.scoremorecredit.com/2010/07/how-to-remove-a-30-date-late-payment.html</link>
			</item>
	<item>
		<title>Can You Cancel An Automated Debit?</title>
		<description><![CDATA[Q: Do you know if you ask a payday loan company to stop a debit is it legal for them to continue to do so? I had a pay day loan and I asked to stop the debit.&#0160; I wanted to pay by credit card. They told me unfortunately they cannot stop the debit every [...]]]></description>
		<link>http://www.scoremorecredit.com/2010/06/can-you-cancel-an-automated-debit.html</link>
			</item>
	<item>
		<title>What Are The Tax Consequences For Settling A Collection?</title>
		<description><![CDATA[Q: What recourse does a person have after settling a debt with a credit card company? After the settlement is made and the credit card company sends a 1099 to the person, are they required to pay taxes on the settlement, or are there recourses. Thanks-Thomas A: I&#39;m no accountant, and you should run your [...]]]></description>
		<link>http://www.scoremorecredit.com/2010/06/what-are-the-tax-consequences-for-settling-a-collection.html</link>
			</item>
	<item>
		<title>How To Get Your Lender To Reverse A Collection.</title>
		<description><![CDATA[Q: What if my accounts are in collection? Could I still bring them current? If that is possible how would that work? -Adil A: There are a number of strategies you could use to handle a collection. Which one you choose will depend on some variables like how much, how old, who was the original [...]]]></description>
		<link>http://www.scoremorecredit.com/2010/06/how-to-get-your-lender-to-reverse-a-collection.html</link>
			</item>
	<item>
		<title>What to do if you receive a summons.</title>
		<description><![CDATA[Q: Hi Brian, Once a Creditor enters a Summons to take you to court for amount owed on a credit card, what is the best way to handle that? I&#39;m currently enrolled with your program and am not sure what I need to do at this point. I look forward to your response. &#8211; Johanna [...]]]></description>
		<link>http://www.scoremorecredit.com/2010/05/what-to-do-if-you-receive-a-summons.html</link>
			</item>
	<item>
		<title>Can A Minor Have A Collection?</title>
		<description><![CDATA[Q: I&#39;m having a really hard time with my credit. You see, I&#39;m twenty and already having problems. The collection I received was for may of 2005. I would have only been 15 years old. What can I do? &#8211; Taylor A: First, dispute the item with the CRA’s. Tell them the debt isn’t yours. [...]]]></description>
		<link>http://www.scoremorecredit.com/2010/05/can-a-minor-have-a-collection.html</link>
			</item>
	<item>
		<title>Lenders Penalize Borrowers Who Dispute</title>
		<description><![CDATA[I got this great email the other day: Howdy Brian, &#0160; FYI &#8211; While a potential borrower applying for a mortgage loan has the right to dispute&#0160;inaccuracies on his/her credit report, Lenders are now declining loans with disputes on their credit report.&#0160; The borrower is required to remove the dispute in&#0160; order to have an [...]]]></description>
		<link>http://www.scoremorecredit.com/2010/05/lenders-penalize-borrowers-who-dispute.html</link>
			</item>
	<item>
		<title>Is It Against The Law To Delete A Collection?</title>
		<description><![CDATA[Q: When trying to negotiate the removal of a collection, most creditors say that its against the credit reporting laws and they can&#39;t delete the collection, all they could do is show it as paid.&#0160; Any suggestions or magic pills? &#8211; Brian A: That is inaccurate. The law has nothing to do with it. Creditors [...]]]></description>
		<link>http://www.scoremorecredit.com/2010/05/is-it-against-the-law-to-delete-a-collection.html</link>
			</item>
	<item>
		<title>Do Settled Collections Hurt Your Credit Score?</title>
		<description><![CDATA[Q: Hey Brian, I have quiet a few collection accounts on my report and some of them are settled. I was wondering if a settled account on the report counts against your score instead of helping it? - Joel A: The old school of thought is that settling a collection can hurt your score because [...]]]></description>
		<link>http://www.scoremorecredit.com/2010/04/do-settled-collections-hurt-your-credit-score.html</link>
			</item>
</channel>
</rss>
